As the recession deepens, consumers are embarking on an era of thrift, tightening their belts and saving more money as they cut spending. A question that we should ask is: What are some ways that I can cut my spending?
Have you ever driven down the highway and suddenly driven into a thick white wall of fog? Momentarily, you are confused, not sure what direction or where you are headed or even what is in front of you. Moments count and the choices you make will affect your life. Often times the phrase, “Today Decides Tomorrow” applies to money management behaviors. When discussing personal finances, the fog is symbolic of your personal financial behavior and the highway is your path in life.