OSU Extension, Franklin County offers home buyer education workshop series designed to assist prospective home buyers in achieving their dream of owning a home and building a better future for their families. Our program is one of only a handful in Central Ohio that is U.S. Department of Housing and Urban Development (HUD)-certified and City of Columbus-approved. The workshop series have been restructured to be able to help in every step of the home buying process from beginning steps to building credit to being financially ready to apply for a mortgage loan. This home buyer education series will be held on November 3 and November 10, from 9:00 a.m. to 1:00 p.m., at the Schoenbaum Family Center (175 E. 7th Ave., Columbus, Ohio).
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If your credit score is 580 or greater and one of the following apply to you, we recommend registering for Home Buyer Education. If you don't meet the recommended criteria for Home Buyer Education, we recommend registering for Money Management.
• Ready to learn the entire home buying process
• Interested in down payment/closing cost assistance programs
• Steady income for the last two years
• Bankruptcy discharge/dismissed within the past two years
• Pre-approved by a lender
• In-contract on a home
You will learn:
• The steps in the home buying process
• How to apply for a mortgage loan
• How to understand your credit
• How to select a lender, realtor, home inspector and insurance agent
• How to budget to buy a home
• What happens at closing
• What it takes to be a successful homeowner
• About a down payment and closing cost assistance programs
The Home Buyer Education workshop is a total of eight hours (two four-hour sessions). All participants and guests will cost $40 each. The fee includes all necessary course materials, one-on-one budget and credit counseling. Those who attend both of the dates in a given series (eight hours total) and participate in a one-on-one budget/credit counseling session will receive a HUD-certified Certificate of Completion, which often is required to apply for many down payment/closing cost assistance programs and/or grants.