OSU Extension, Franklin County offers homebuyer education workshop series designed to assist prospective home buyers in achieving their dream of owning a home and building a better future for their families. Our program is one of few in Central Ohio that is U.S. Department of Housing and Urban Development (HUD)-certified and City of Columbus-approved.
Home Buyer Education
If your credit score is 640 or greater and one of the following apply to you, we recommend registering for Home Buyer Education:
- Ready to learn the entire home buying process
- Interested in down payment/closing cost assistance programs
- Steady income for the last two years
- Bankruptcy discharge/dismissed within the past two years
- Pre-approved by a lender
- In-contract on a home
You will learn:
- The steps in the home buying process
- How to apply for a mortgage loan
- How to understand your credit
- How to select a lender, realtor, home inspector, and insurance agent
- How to budget to buy a home
- What happens at closing
- What it takes to be a successful homeowner
- About a down payment and closing cost assistance programs
If you don't meet the recommended criteria for Home Buyer Education, we recommend registering for Money Management.
To receive a HUD-certified Certificate of Completion, participants must:
- Complete both workshops
- Budget/credit counseling
Home Buyer Education is a total of eight hours instruction (two four-hour sessions) and budget/credit counseling. Those who complete eight hours of instruction and participate in a one-on-one budget/credit counseling session will receive a HUD-certified Certificate of Completion, which often is required to apply for many down payment/closing cost assistance programs and/or grants. If you have any questions about the program, please contact Gloria Anderson at anderson.3496@osu.edu or Lois McCampbell at mccampbell.9@osu.edu.
September 2024
- September 7 & 14, 9AM - 1PM
Course is full. Please register for a future session.
October 2024
- October 5 & 12, 9AM - 1PM
Please click here to register.
November 2024
- November 2 & 9, 9AM - 1PM
Please click here to register.
December 2024
- December 7 & 14, 9AM - 1PM
Please click here to register.